There are laws that debt collectors must follow. If someone collecting a debt from you breaks one of these laws, you have rights, and you can pursue legal remedies against that debt collector. For example, a debt collector cannot discuss your debt with someone else – not even your parents. If someone leaves a voicemail message saying that the call is concerning a debt, that's a violation. Frequent, repeated, harassing phone calls are illegal. Please visit our office if you ever get into this kind of trouble. We have helped many students resolve these problems.
Before you walk into a dealership prepare yourself with knowledge. Make sure you know what you are signing, and that the paperwork accurately reflects your understanding of the transaction. Only new cars are covered under the Texas Lemon Law, but there are other remedies available to those who are sold worthless vehicles.
We recommend the People's Lawyer Consumer Newsletter from U. Houston's Law Center for the latest in consumer news.